Detroiters Tangled Up In Title Transfers

Many Detroiters are dealing with “tangled titles.” They’re in living situations, like inherited homes, where home titles haven’t been transferred from deceased family members. Foreclosure prevention experts often come across title problems where heirs need more education on how to navigate the title transfer problems. Title issues prohibit people from gaining access to assistance programs that help with home repairs or back property taxes. When a home title doesn’t transfer within a family, it cripples families’ abilities to build generational wealth. Title issues occur when there isn’t a will or trust in place. Transferring ownership then has to occur through probate, and that process is out-of-reach for many who can’t afford a lawyer. The stakes grow higher when people are facing tax foreclosure. Michigan Legal Services, a nonprofit legal services organization, has helped over a thousand in Wayne County administer probate cases to transfer title to the heir occupying the home. The need for these services far outweighs the available legal resources.